Getting Loan has become easy for common people as lenders have become more positive and optimistic about the environment, a new research finding indicates.

The number of people having access to loans have increased by a remarkable percentage,

The Building Societies Association (BSA) survey found that now only 49 per cent of people looking for a mortgage sense that they have no access to the loans as compared to 55 per cent in June and 58 per cent in March.

58 per cent of respondents surveyed felt that the present time is good to buy a house, with expectations of an average 1.6 per cent increase in property prices.

According to Paul Broadhead, head of mortgage policy at the BSA: "It is clear that home buyers are increasingly viewing the property market in a positive light as confidence increases in the market.

However, buyers are clearly treading with care, and worries over job security continue to deter many from buying."

The recent facts and figures are also indicating the positive feeling of the lenders as recent figures from the Financial Services Authority demonstrated that mortgage lending increased by one per cent in the past year and a half.