It has been suggested that those seeking to purchase health insurance should partake in taking a genetic test to evaluate the chances of potential health risks according to a report by The Times.

Potential customers who decide to take DNA scans may be elisgible for lower premiums as it shows to insurers that they take their health seriously.

Gil Baldwin, the managing director of Norwich Union Healthcare stated, “The thing about genetic screening is I'm not interested in knowing what your results are, I'm interested that you are interested in going for a screen, because only a madman would get information saying you're at risk of a heart attack and do nothing with that information.

“The benefit to the insurer is in engaging people around the risks they have, and then devising programmes to help them manage those risks. This isn't a matter of knowing more about you so we can calculate your personal risk and charge you appropriate premiums. We'd charge you the same premium, but have a better conversation. In time, that leads to a lower premium.”