Debt help has become a popular way of dealing with personal money troubles and should be sought by more people struggling to get by, according to the managing director of the Debt Advice Foundation (DAF).

Speaking about the current high level of insolvencies and bankruptcies in the country, David Rodgers explained that the amount of people in debt combined with the large number of Brits who find it difficult to understand finances, means that more and more should try and get assistance.

He added that it is important for people to seek a helping hand before it's too late.

It's important to try to get rid of "the habit of debt denial where people don't share their worries with their partner, family or friends and don't seek help for up to nine months after realising they have a problem", he said.

Mr Rodgers hoped that lenders will become more open to providing debt solutions.

According to figures from Credit Action, the average British household debt is £58,340.