Van Insurance - What is a commercial vehicle?

 
 
 

Below we have outlined the most common questions asked about van insurance.
Please click on a question to get the relevant answer.

Do I have to get van insurance?
What is a commercial vehicle?
Can anyone insure a commercial vehicle?
What happens if I don’t have van insurance?
What types of van insurance are there?
Where can I get van insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
Am I insured to drive other peoples’ vans?

What is a commercial vehicle?

Your van probably is considered a commercial vehicle. A commercial vehicle is one that carries passengers, such as busses, coaches, and taxis. Any forestry and agricultural vehicles, vehicles that are specially constructed such as cranes, ambulances, and fire trucks, or vehicles that carry various types of goods.

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Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.