Below we have outlined the most common questions asked about van insurance. Please click on a question to get the relevant answer.
Do I have to get van insurance? What is a commercial vehicle? Can anyone insure a commercial vehicle? What happens if I don’t have van insurance? What types of van insurance are there? Where can I get van insurance from? Why do the costs of policies vary so much? How do I keep my costs as low as possible? How does a ‘no claims bonus’ work? Am I insured to drive other peoples’ vans?
With their permission, your insurance policy may cover you if you are driving another person’s van. This usually only applies to people over the age of 25. While driving someone else’s van, you will only be covered for the costs of any damage you cause to other people or their property not to yourself or the van you are driving.
Your insurer may not provide coverage for other people’s vans, please read your certificate of motor insurance for details.
Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.