Adrian Flux have once again proved themselves to be the fore-runners of the insurance market. Unlike other van insurance providers, they have developed a policy that caters to the needs of small businesses that make use of small vans making multiple deliveries a day. Your typical commercial van insurer will provide a policy that will allow for up to 5 delivery stops a day, understandably as the more stops the more often the van is being left vulnerable.
If your van is likely to make more stops than 5 a day, you can opt for a plan that covers more stops but usually this will come with an extortionate price tag attached to it. Such matters make it difficult for the butcher, the baker and the candle stick maker to maintain their business as they can't put their day on pause to ask their insurer if it is ok to make that extra delivery.
Julie Carter of Adrian Flux commented that other insurers’ “reasoning is that frequent stops and starts are seen as a bigger risk than continuous driving”. However when they “looked behind the statistics it was clear that there were many other factors at work...the driver’s experience, the make of the van and type of business, whether driving at night or in the rush hour”. So with a more detailed look at the statistics Adrian Flux are now able to offer a comprehensive policy, catering to the needs of the small businesses making multiple deliveries.
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