Obtaining travel insurance after you have recovered from a serious illness is not as easy as people would expect. Some insurers, particularly those on the high street, will not cover travellers who have pre-existing conditions unless these ilnesses are excluded, while the remainder who will provide cover, will do so based on the severity of the condition as well as the age of the traveller.

Mainstream insurers, such as the AA, Virgin Money and the Post Office, offer a screening process in this instance in order to determine the cost of the cover, and will assess certain conditions on a case-by-case basis. Alternatively, they will refer you to a specialist insurer if it cannot provide adequate cover for your individual health problem.

For people who have dealt with preexisting medical conditions, including cancer, Saga will provide travel insurance cover. Specialist Insure Cancer offers travel insurance exclusively to cancer patients, those who are receiving treatment as well as those who have recently completed treatment. Quotes are based on individual cases and the firm will always consult the designated oncologist. It is important never to leave out information about any medical problems you are dealing with as this could lead to the policy being found fraudulent and thus invalidated.