Intune researched 495 cover plans and found that 97 per cent imposed an upper age limit, whilst almost a quarter did not provide a policy for holidaymakers over the age of 65. They also discovered that 70 per cent of policies declined cover for those aged 75 years or over.

Older travellers are currently going overseas far more than young people with Intune claiming that people aged over 80 years had made more than 121,000 trips last year, usually lasting between three to six months in duration.

Managing director at Intune, Stuart Castledine said, “We have found that older people holiday more widely than younger age groups and for longer at a time. Many people are electing to work until 70, leaving it even later in life to make the most of their retirement and leisure time through travel. But while the older generation flock to the sun, insurance is getting harder to find.”