Below we have outlined the most common questions asked about mortgages. Please click on a question to get the relevant answer.
The Compare and Buy Tables Costs Jargon Buster How long will I have a mortgage for? What is an APR? Do I have to have life insurance to get a mortgage? How much can I borrow? What is a higher lending charge (HLC)? Can I get a mortgage before I find a property? Can I get a mortgage even if I have a bad credit history? What happens if I lose my job? What types of mortgage are there? How do I repay my mortgage?
Losing you job can put your home at risk if you are no longer able to make payments. Because of this it is highly recommended that you take out an insurance policy that protects your mortgage repayments in the event of illness or unemployment. See our insurance section on this website for details.
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Only Finance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 466941. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05640662. Telephone 0207 377 1805.