Below we have outlined the most common questions asked about mortgages.
Please click on a question to get the relevant answer.

The Compare and Buy Tables
Costs
Jargon Buster
How long will I have a mortgage for?
What is an APR?
Do I have to have life insurance to get a mortgage?
How much can I borrow?
What is a higher lending charge (HLC)?
Can I get a mortgage before I find a property?
Can I get a mortgage even if I have a bad credit history?
What happens if I lose my job?
What types of mortgage are there?
How do I repay my mortgage?

The Compare and Buy Tables

What do the comparison tables do?
We search the key requirements of a product and then present the information to you in a format that enables you to compare the whole of the market with your current product or service. We are only tied to our customers, not to our banking partners!

We always try to compare the whole market. There are literally thousands of mortgages listed and many hundreds of loans, credit cards and other products etc. We believe you have the right to pick and choose the best deal for you. Of course you can only do this when you can compare all the products and services available in one place. Think for us as your legs doing the running!

How do we make our money?
Our money comes from the introduction fees payable by the product providers when you buy a loan, credit card, or mortgage. At no time whatsoever do you pay any fees or charges to us but by simply taking advantage of our bulk buying power and purchasing with us we get paid by the product providers.

(If you use the site to find the best product for your needs but do not apply through the site but simply go to the providers’ web site and apply there instead, OnlyFinance will earn nothing. The choice is yours but the product you get will be the same from the site as if you went direct, in fact as we have large buying power we can negotiate better than normal products. We hope you do apply via the site and not walk down the high street.

To search now click here.