Below we have outlined the most common questions asked about mortgages. Please click on a question to get the relevant answer.
The Compare and Buy Tables Costs Jargon Buster How long will I have a mortgage for? What is an APR? Do I have to have life insurance to get a mortgage? How much can I borrow? What is a higher lending charge (HLC)? Can I get a mortgage before I find a property? Can I get a mortgage even if I have a bad credit history? What happens if I lose my job? What types of mortgage are there? How do I repay my mortgage?
A mortgage’s term varies widely. They usually last for 25 years but can be longer or shorter depending on the size of the loan, the APR and repayments. Mortgages are usually designed to be repaid by your natural retirement age, around 60.
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