Mortgages - Fixed rates could lead to an uncertain future - 19/05/2008

 
 
  Figures revealed today have shown that fixed rate mortgages now cost homeowners £300 a month more than two years ago.

Statistics published by personal finance website MoneyFacts indicate that an average rate for a two year fixed loan has increased from 4.34% to 6.64% in the course of two years. To apply these changes to real terms, a mortgage for a £150,000 house that was taken out two years ago will see average repayments rise by £206 a month to £1026.

It has been speculated that with roughly just under 1.5 million homeowners seeing the end of their fixed term deals this year the future may look bleak for many, as these types of deals reach their highest for 10 years.

Spokesman for MoneyFacts, Darren Cook warned that it was becoming increasingly difficult to find a suitable mortgage deal. A total of 3,846 mortgage products are available today, Mr Cook said, compared with more than 15,000 at the start of the credit crunch last July.

   
 
     
 
 
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPATMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

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