Mortgages - Tracker mortgages becoming popular - 29/02/2008

Tracker mortgages have become more attractive for borrowers as the fall in interest rates is set to continue. These mortgages have an interest rate which follows the Bank of England’s base rate, meaning that monthly repayments can go up or down depending on the performance of base rates.

Tracker deals offer good value for borrowers, but they do come with an element of risk warn price comparison site Moneysupermarket.com. They have said that people who are not concerned about affordability should think about taking out a tracker deal so they can benefit from further predicted cuts to interest rates.

Louise Cuming, head of mortgages at Moneysupermarket.com said, “There are currently 24% of people on tracker mortgages, the highest level since 2005.”

Deputy Governor of the Bank of England, Rachel Lomax, has warned of a slowing down of growth and rapidly rising inflation which indicates that interest rates are set to come down slowly.
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