Mortgages - Interest rates decision: Minutes released - 23/01/2008

Interest rates are likely to drop next month, the Bank of England said yesterday - a move which would be good news for many mortgage holders.

Minutes of January's rate-setting meeting were released, showing that potential economic slowdown was cited as a reason for making future cuts by the Monetary Policy Commission at the bank.

What's more, the turbulence on the world's stock markets this week - coupled with the Federal Reserve's shock 0.75 per cent rate cut yesterday in the US - have made a drop still more likely.

A speech from the bank's governor, Mervyn King, earlier this week has seemed to rule out similar deep cuts, however.

For January, the panel voted eight to one to hold rates as they were this month, the minutes show.

A cut in rates from their current level of 5.5 per cent will represent a measure of financial relief for householders currently on variable rate mortgages.

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