Mortgages - New fixed rate launched - 14/01/2008

 
 
  A new ten-year fixed rate mortgage has been released by lenders Scottish Widows.

The mortgage provider has issued the products at an interest rate for 5.59 per cent for borrowers whose deposit exceeds 25 per cent of the property's value.

For those paying less up front, the rate will stand at 5.89 per cent until 2018.

Commenting on the launch, head of product development and marketing at Scottish Widows Richard Clark said: "Many people are coming to the end of cheaper short-term fixed rate deals, and affordability can become an issue when looking for a new deal.

"Although interest rates are expected to stabilise this year, demand for fixed rate deals is likely to remain strong as borrowers look to protect themselves against any future rate increases."

The Bank of England cut rates in December 2007, following five separate rate rises over the previous 18 months.

Currently standing at 5.5 per cent, many analysts expect the rate to drop further in months to come due to general economic uncertainties.


   
 
     
 
 
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