Mortgages - Nat West and RBS cut rates - 13/12/2007

Two more lenders today announced that they are to cut their variable mortgage rates.

Nat West and the Royal Bank of Scotland (RBS) are both to pass on the full 0.25 per cent interest rate cut from the Bank of England last week to customers.

Along with the change to its standard variable rate products - to take effect from next Monday - Nat West will be cutting its offset flexible mortgage by the same amount from New Year's Day.

The 0.25 per cent rate cut from RBS will see the new standard variable rate of 7.69 per cent also take place next week.

Exactly mirroring Nat West, RBS offset flexible mortgages will also be subject to the cut next January.

Mortgage lenders such as Abbey, Halifax and Nationwide have already announced 0.25 per cent reductions to their variable rates since last week.

Egg, which will cut rates by 0.15 per cent, is the only major provider not to have passed on the full Bank of England rate cut so far - although many are still to declare.
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