Mortgages - Mortgages research shows rates rising by the day - 01/04/2008

 
 
  According to research released by Moneyfacts, the average mortgage has risen so fast in recent days that homeowners are paying an extra £150 on last week.

Banks and building societies are shown to have risen interest rates on a daily basis despite the Bank of England cutting interest rates twice since December.

The research looked at an average two-year fixed rate mortgage and showed that in the past 12 days it has shot up from 6.15% to 6.29%.

This translates as an extra £156 a year on someone with a £150,000, again an average figure, with a annual repayment figure of £11,916 a year compared to £11,760.

Over the past two years the rises have already accumulated to contribute to an annual increase of £1,464 than in March 2006.

Ruth Lea, a city economist said: "The credit crunch has well and truly hit the ordinary consumer looking to get a mortgage or run a business. The tighter terms in the financial markets are now affecting the man on the street."

Another gloomy report is yet a further sign that the housing market and economy will continue to weaken over the coming months.

   
 
     
 
 
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Mortgage News Latest News
28/11/2008 - The rate of falls in house prices slow down. Despite the continuous drop in house prices during November,...
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27/11/2008 - HSBC and Northern Rock raise interest payments. There was bad news for consumers today, with the...
Read More
26/11/2008 - Mortgage approvals fall by 18% in Scotland. Latest mortgage figures have suggested that approvals for home...
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