Sifting through the numerous mortgage types out there from the various lenders can make anyone’s head hurt, however the thought of your purse bursting at the seams forces you to continue the search for the best mortgage for you, your family and your finances.

If it is important for you to know exactly how much you will be paying each month and you don't like the idea of fluctuation then a fixed term mortgage is the best option for you. When comparing deals it is vital you compare them on a like for like basis.

Some mortgage brokers may highlight that their fixed rate is 5.99%, on a closer inspection you may learn that it only remains at this fixed rate for the first 2 years of the mortgage, following which the mortgage blends into one of their variable rate mortgages. When looking at variable rate mortgages it is important to note that while the rate can go down, saving you money they can also go up costing you more.

Kent Reliance offer a fixed rate mortgage that remains fixed at 5.98% for 25 years, this is ideal for those that are looking to take their mortgage out for a similar period of time and are looking to source no more than 75% of the properties cost.