Below we have outlined the most common questions asked about loans. Please click on a question to get the relevant answer.
How can OnlyFinance help you? What are the different types of loan? What lending criteria is considered? What happens if I have been refused credit? Top Tip for using OnlyFinance How much can I borrow? What is the difference between secured and unsecured loans? How do I pay it back? Where do I get a loan? What is an annual percentage rate (APR)? If I apply for a loan, are any checks made on my financial history? If I have a bad financial history can I still get a loan? Can I repay my loan early? What happens if I’m late or can’t make a repayment
In most cases your financial history will be looked into when the lender considers how much to lend you and how you will repay them. This search is usually done through a credit reference agency who will look at your current and past financial status including people you a have a financial relationship with.
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Only Loans Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 439110. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05222154. Telephone 0207 377 1805.