Below we have outlined the most common questions asked about loans. Please click on a question to get the relevant answer.
How can OnlyFinance help you? What are the different types of loan? What lending criteria is considered? What happens if I have been refused credit? Top Tip for using OnlyFinance How much can I borrow? What is the difference between secured and unsecured loans? How do I pay it back? Where do I get a loan? What is an annual percentage rate (APR)? If I apply for a loan, are any checks made on my financial history? If I have a bad financial history can I still get a loan? Can I repay my loan early? What happens if I’m late or can’t make a repayment
In most cases, yes you can repay your loan early. Although, depending on your lender there might be a penalty fee for paying it off early.
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Only Loans Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 439110. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05222154. Telephone 0207 377 1805.