Loans - Credit crisis set to affect loans for another two to four years - 10/06/2008

One of the world’s biggest investment management firms has said it expects the global credit crisis to continue for another two to four years, affecting loans, credit cards, car loans and other financial services.

The vice chairman of US firm Blackrock, Bob Doll, remarked: "The credit crisis will be with us for a long time. The deleveraging of the financial system, which is the outgrowth of the credit crunch, will likely last a couple of more years -- two, three, four."

The global investor has suffered under the credit crisis, which began last year when the US’s subprime mortgage market collapsed, sending a ripple effect through the financial world. It has, however, benefitted from playing the role of advisor to ailing banks and recently bought the subprime portfolio from UBS – something which would have been considered too risky before.

During a visit to Singapore, Doll said to reporters: “We've seen the worst of it in terms of crisis, write-offs, but there is still more to come".

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPATMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.


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