Loans - Egg told to apologise - 28/02/2008

Credit card company Egg, owned by Citibank, is being asked to apologise to thousands of customers after closing their accounts without warning.

The bank wrote to 161,000 card holders earlier this month saying they were poor credit risks. This comes during the credit crunch, caused by sub-prime mortgages, which has left many people relying on secured loans.

Labour MP Nigel Griffiths, said: "Egg has got a lot of explaining to do.”

"If you want to get rid of customers who are not bad credit risks but who you just don't make money out of, then you should make a charge for your card," he said.

Egg’s decion caused outrage as most of the cancelled accounts were paid off regularly and on time. This has led to accusations that Egg has dropped customers that don’t pay them large amounts of interest.

"One letter I received was from someone in the City who said last year he made £1m, he has £100,000 worth of shares in Citibank group that owns Egg, and he's absolutely outraged that he should be told he is any sort of credit risk," said Mr Griffiths.
Bookmark with:
  print Print Preview   email E-mail to a friend
 
Comments
Not comments have been posted yet.
 
Do you have something to say? (maximum comment length of 250 characters)

Post your comment
 
 
 
Related News
  11/12/2009 - Small business gets a lifeline in pre-budget report. The chancellor Alistair Darling is providing more help to small businesses, by extending the...
27/11/2009 - Darling Defends Secrecy Of £62bn Bank Loans. Alistair Darling has defended the secrecy surrounding the £62bn of loans to prop up...
11/11/2009 - Loans may be needed for parents with ‘No Savings’. Debt help and loans may become increasingly important for Brits after it was revealed...
 
Related Guides
  Why take out a Personal Loan. A guide to Loans Which loan is right for you All you need to...
Top Tips to taking out a loan against your home. A guide to Loans Which loan is right for you All you need to...
Which loan is right for you. A guide to Loans Which loan is right for you All you need to...
 
Related Articles
  Student loan chaos. It has been revealed that still; thousands of students are waiting for their financial...
Loan shark reign of terror revealed. A prolific loan shark who has been jailed for five years has been revealed...
Personal loan rates continue to rise. Dramatic cuts in the base rate have done little to lower the cost of...
Loans Guides
Mortgages - A guide to mortgage rescue
There are several ways to curb being unable to repay your mortgage, some of which are outlined...
How much will a secured loan cost
Lenders charge an interest rate on any loan you take out, this is the Annual Percentage Rate (APR). The loan's amount, term and APR are determined by...
How much will a secured loan cost
Lenders charge an interest rate on any loan you take out, this is the Annual Percentage Rate (APR). The loan's amount, term and APR are determined by...

Loans News
28/12/2009 - Government promises loans for energy efficient farmers. The Carbon Trust is to extend its interest-free business...
Read More
24/12/2009 - Loans could become necessary for unemployed, says experts. Unsecured loans and debt help could become increasingly popular...
Read More
21/12/2009 - FTBs could be in need of loans. The difficulty first-time buyers (FTBs) have in affording a...
Read More
18/12/2009 - Loan customers 'face difficulties securing cash'. Consumers looking to take out a loan could find...
Read More
More News >>




THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPATMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.


Loan quotations are provided by Leadbay Ltd. Leadbay Ltd is authorised and regulated by the Financial Services Authority.