Below we have outlined the most common questions asked about life insurance. Please click on a question to get the relevant answer.
What is life insurance? What is term insurance and life assurance? Why is it called life ‘assurance’? Do I need insurance? What is the connection between risk and life insurance? How is cost determined? How can I keep the costs down?
Life insurance is often referred to as ‘assurance’ because sadly there is no question about it: you will die someday. ‘Insurance’ is about protecting yourself from something that might happen, but ‘assurance’ is about protecting yourself from something that will happen.
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Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.