Below we have outlined the most common questions asked about life insurance.
Please click on a question to get the relevant answer.

What is life insurance?
What is term insurance and life assurance?
Why is it called life ‘assurance’?
Do I need insurance?
What is the connection between risk and life insurance?
How is cost determined?
How can I keep the costs down?

What is term insurance and life assurance?

These are the two types of life insurance policies available. Term insurance pays out a lump sum if you die within a certain period of time. Life assurance also pays out in the event of your death during the term of your policy but if you survive the term you will get a payout, because of this life assurance is seen by many as an investment.

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