Below we have outlined the most common questions asked about life insurance.
Please click on a question to get the relevant answer.

What is life insurance?
What is term insurance and life assurance?
Why is it called life ‘assurance’?
Do I need insurance?
What is the connection between risk and life insurance?
How is cost determined?
How can I keep the costs down?

What is life insurance?

Life insurance, otherwise known as life ‘assurance’, is meant to provide financial support after death. It is a grim subject but an important one that is about how your family and loved ones, or even business partners, will cope after the inevitable event of your death.

Taking out a life assurance policy is effectively buying a sum of money that will be paid out when you die. Depending on the policy this can be paid in one large lump sum or spread out over a series of payments. How the sum is paid and the cost of the premium varies from insurer to insurer.

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