Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.
Do I have to get home insurance? What is content and building insurance? How much does home insurance cost? How can I save money on home insurance? Who offers home insurance? How do I make a claim? What is voluntary excess? Is the replacement cost the same value as the sale price? What isn’t included in the insurance?
No. If something in your house, or the house itself, needs to be replaced then you will receive the current market value. In the case of your house itself this means the sum could be considerably higher than what you paid. For certain items in your house, particularly computers, the sum you receive to replace it could be drastically lower.
Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.