Below we have outlined the most common questions asked about home insurance.
Please click on a question to get the relevant answer.

Do I have to get home insurance?
What is content and building insurance?
How much does home insurance cost?
How can I save money on home insurance?
Who offers home insurance?
How do I make a claim?
What is voluntary excess?
Is the replacement cost the same value as the sale price?
What isn’t included in the insurance?

How can I save money on home insurance?

This website can help you find the cheapest deal available by comparing the rates from many different insurers, but there are other ways you can cut the costs too.

As the costs are set to insulate the insurer from increased risk, any step you take to protect your home is a good one. Fitting secure locks on the doors and windows will reduce the risk of theft and lower your contents insurance. If you live in an area prone to flooding, you can reduce your costs by taking steps to flood proof your house. This includes: water resilient doors, properly waxed wooden floors and installing one way vales on drain pipes to stop sewage backing up into the house.

Offering to pay a higher voluntary excess can also reduce your premium drastically.