Below we have outlined the most common questions asked about home insurance. Please click on a question to get the relevant answer.
Do I have to get home insurance? What is content and building insurance? How much does home insurance cost? How can I save money on home insurance? Who offers home insurance? How do I make a claim? What is voluntary excess? Is the replacement cost the same value as the sale price? What isn’t included in the insurance?
There is no law requiring you to have home insurance, however, your mortgage provider will most likely requite you to get some level of coverage. Check any documentation that came with your mortgage for the terms you’re obligated to follow.
Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.