What is Private Medical Insurance? How much will Private Medical Insurance (PMI) cost? Can I afford PMI? Which private medical insurance policy should I choose? Can I get a company or group scheme for my staff? I do not need PMI as I have the National Health Service What is Underwriting? Underwriting and private medical insurance What is Moratorium Underwriting? What is Full Underwriting? Do I get a choice of what type of underwriting I have? What should I keep in mind? Renewing your private medical insurance policy I already have PMI but I want to change companies!
Full Underwriting involves a medical declaration provided by each individual covered by the plan. This information is used by the underwriter to assess the risk factor for each individual. Serious pre-existing medical conditions are sometimes permanently excluded from being covered.
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Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.