We are in a time period where NHS service is not as attractive as it once may have have been. There has been a significant increase in the amount of people opting for the private option. Although in some cases could prove costly, it gives the individual something the NHS doesn’t, which in all fairness seems to be peace of mind.

If you have some money to spare, it may not hurt to opt for private medical insurance.  Private medical insurance is intended to pay for the cost of private medical treatment for what are defined as acute conditions. So if you are suffering from a disease/illness which in most cases will react quickly to treatment, with the sole purpose of restoring you to your previous state of health before you contracted the illness, this would be recognised as an acute condition.