Debt - Callcredit: Separate your finances to avoid heartache - 13/02/2008

Credit rating firm Callcredit said today that Valentine's is a time of 'financial heartache' for many - due to their failure to separate their money matters from an ex.

Many couples find it convenient to link their finances for the sake of convenience - a decision which many regret when the relationship comes to an end.

One partner falling into debt following a divorce, for example, can adversely affect credit reports for the other.

Head of Callcredit consumer Owen Roberts said: "Money is the number one relationship breaker, so unless you start off on the right foot, unpleasant financial situations can easily arise.

"Being financially linked to an ex-partner can be a traumatic experience; it is therefore of utmost importance for both people in the relationship to be financially savvy from day one."

Accordingly, Callcredit advises that putting a notice of disassociation on credit files is a way of separating a consumer financially from his or her partner.

"If you fail to do this, whatever your ex-partner does can worryingly affect your credit file for the next six years," Mr Roberts added.
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