Below we have outlined the most common questions asked about credit cards. Please click on a question to get the relevant answer.
What is a credit card? What is an APR? What is a credit check? What happens if I am late to make a repayment or can’t repay a debt? Which credit card should I choose? Where can I get a credit card? What is section 75? Can/Should I use my card abroad? What if someone steals my card?
The Annual Percentage Rate, or APR, is what you are charged for borrowing money. This takes into account the interest rate, the amount you pay back on top of the loan, and other fees.
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Only Finance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 466941. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05640662. Telephone 0207 377 1805.