Below we have outlined the most common questions asked about credit cards. Please click on a question to get the relevant answer.
What is a credit card? What is an APR? What is a credit check? What happens if I am late to make a repayment or can’t repay a debt? Which credit card should I choose? Where can I get a credit card? What is section 75? Can/Should I use my card abroad? What if someone steals my card?
A credit card is very much like a bank card but instead of giving you access to your money it lets you borrow money. The idea is that you can make purchases that you would usually have to save up for immediately and then pay off the debt in monthly payments.
Compare credit cards
Only Finance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 466941. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05640662. Telephone 0207 377 1805.