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Credit Cards - What is a credit card?

Below we have outlined the most common questions asked about credit cards.
Please click on a question to get the relevant answer.

What is a credit card?
What is an APR?
What is a credit check?
What happens if I am late to make a repayment or can’t repay a debt?
Which credit card should I choose?
Where can I get a credit card?
What is section 75?
Can/Should I use my card abroad?
What if someone steals my card?

What is a credit card?

A credit card is very much like a bank card but instead of giving you access to your money it lets you borrow money. The idea is that you can make purchases that you would usually have to save up for immediately and then pay off the debt in monthly payments.

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Credit Card News
29/12/2009 - Brits advised to switch credit cards this festive season to take advantage of many deals. British consumers are being advised to switch credit cards...
Read More
22/12/2009 - FLA calls on government to urgently review non-bank lending markets. The Government must move quickly to follow up its...
Read More
15/12/2009 - Barclays predicts record card spending in December. A record amount will be spent on credit cards...
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08/12/2009 - FLA advices customers to keep an eye on finances this Christmas. The Finance & Leasing Association (FLA) has recently offered...
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