Below we have outlined the most common questions asked about credit cards. Please click on a question to get the relevant answer.
What is a credit card? What is an APR? What is a credit check? What happens if I am late to make a repayment or can’t repay a debt? Which credit card should I choose? Where can I get a credit card? What is section 75? Can/Should I use my card abroad? What if someone steals my card?
Using your card abroad is often a good idea. The exchange rate is usually very favourable because the card issuer is converting money in bulk. Some credit card issuers also charge no extra fees for spending money abroad.
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Only Finance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 466941. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05640662. Telephone 0207 377 1805.