Holidaymakers may like to know that it “is safe” to use credit cards abroad.

According to the UK payments association Apacs, using credit cards is “probably one of the safest ways” to make a payment whilst on holiday.

This is because credit cards have more protection compared to debit cards.

The firm stated that the customer protection under the Consumer Credit Act is the key that makes the cards safer to use as it allows consumers to be reimbursed with faulty, broken or undelivered goods which cost from £100 to £30,000.

It added that payments made by debit card will not be reimbursed as the Consumer Credit Act customer protection does not apply debit cards.

Addy Frederick, PR assistant at Apacs, said: "One thing about plastic cards is that they offer you an extra layer of protection with Section 75 of the Consumer Credit Act."

The firm is now urging holidaymakers to opt for a credit card as a way of spending if they want to safeguard their cash.

Frederick stated that it is less likely to have your cash reimbursed in the case of it being stolen.

"Whereas, if you're taking a card, then, unless they've got your pin they can't spend any money and you won't have lost much.”

“You'll be inconvenienced, yes, but you won't have lost the cash,” she added.

She also advised cardholders: "to make sure when they go abroad they have their card issuer's address and their card issuer's emergency phone number."