Although figures show that the national crime rate has fallen over the past year it appears credit card fraud is still on the rise.

Statistics, from payments association, APACS has shown a 20 per cent increase in fraudulent credit card transactions between 2006 and 2007, which amounted to a grand total of 2.7 million in 2007.

Despite these concerns figures from MORE TH>N have revealed that Britons are still careless with their personal details with almost 30 per cent of people surveyed confessed to writing down their PIN or password in order to remember it.

Simon Logan, head of MORE TH>N Law, said: "There are lots of simple steps people can take to minimise the risk of falling victim to identity theft. If you do suffer at the hands of identity crooks our sophisticated online system asks all the relevant questions and generates all the documentation necessary to resolve the situation."