Credit Cards - Debit and credit card spending sounds death knell for cheques - 13/05/2008

 
 
  Plastic payment is slowly hammering the nails into the coffin of paper cheques, new statistics have revealed.

Research by payments association, Apacs, has found that the value of payments made by plastics cards has risen by 11 percent in 2007 and now accounts for 65 percent of all transactions. Over the same period, the value of cheque payments decreased by 7.5 percent.

Debit cards have seen the largest growth, with debit card spending increasing by £26 billion over the last four years. Payments made by cash or credit cards have remained static.

The popularity of cheque payment has dropped by a third in the last three years and with many retailers no longer accepting this method of payment, plastic spending looks like it will continue to grow.

“We are becoming increasingly reliant on our plastic cards at retailers as they offer us convenience, speed and access to services such as cashback facility, which other payment options cannot provide,” said Sandra Quinn of Apacs.

“Different situations suit certain payments and it seems that the high street is truly the place for the debit card.”

   
 
     
 
 
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