Credit Cards - Halifax increases interest rates by up to 5 per cent - 30/03/2008

 
 
  Halifax customers who hold a credit card with the bank were informed last week that their interest rates will rise as much as 5%.

This is the latest example of how lenders are responding to the global credit crunch by examining the rates charged to existing credit card customers in order to cut back on cheap borrowing. Recently some lenders have reacted drastically, such as Egg's move to close the accounts of 160,000 customers.

A Halifax customer from Wakefield described how his interest rate has risen from 10.9% to 15.9% on one card and from 5.9% to 10.9% on another. This means that if he had £1,000 on the card, and repaid the minimum amount required every month, he would accrue an extra £44 in interest each month on both cards. A spokesman from Halifax said: "We periodically review the rates our customers are on to ensure we continue to price in line with the market".



   
 
     
 
 
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