Below we have outlined the most common questions asked about car insurance.
Please click on a question to get the relevant answer.

Do I have to get car insurance?
What happens if I don’t have car insurance?
What types of car insurance are there?
Where can I get car insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
How do I make a claim?

Why do the costs of policies vary so much?

The cost of your insurance varies from insurer to insurer and on your personal circumstances. When deciding to set the cost of your insurance, the insurer will take into account your age, gender, location and driving experience along with the cost, the amount of use and type of car you wish to be insured.  

If you live in a high crime area, are male, are young or have an expensive car then you are likely going to have more expensive insurance.