Below we have outlined the most common questions asked about car insurance.
Please click on a question to get the relevant answer.

Do I have to get car insurance?
What happens if I don’t have car insurance?
What types of car insurance are there?
Where can I get car insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
How do I make a claim?

What types of car insurance are there?

There are three common types of car insurance and each offers a varying level of cover. They are: third party, third party: fire and theft, and comprehensive.

Third party car insurance covers the minimum required by law. It pays compensation to anyone else who was injured or had their car and property damaged.

Third party: fire and theft insurance offers all of the protection that a standard third party policy does but also pays out compensation for damage done to your car by fire or theft.

Comprehensive insurance offers the same level of protection as fire and theft but also protects you against accidental damage. Comprehensive cover usually covers personal belonging in the car as well.