Below we have outlined the most common questions asked about car insurance. Please click on a question to get the relevant answer.
Do I have to get car insurance? What happens if I don’t have car insurance? What types of car insurance are there? Where can I get car insurance from? Why do the costs of policies vary so much? How do I keep my costs as low as possible? How does a ‘no claims bonus’ work? How do I make a claim?
Yes you do, since the 1930’s insurance has been a requirement by law. The minimum amount required pays compensation to others if you cause damage to them or their property. Choosing to drive a car carries a risk to yourself and others, so all motorists are required by the Road Traffic Act to have in force an insurance policy.
Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.