Although declaring motorists’ past drink-driving conviction will obviously have a serious impact on their car insurance premiums, concealing it could have a graver effect.

Against this backdrop Norwich Union has warned drivers who refuse to make known their previous record of drink-driving convictions that they risk having their insurance invalidated if they make a claim.

Commenting on this spokesman Erik Nelson warned that by withholding such information drivers could have their insurance cover voided.

In the same vein he dismissed speculations that increased incidents of drink-driving among female drivers would lead to a hike in their base rate premiums.

In spite of the adverse implication, he advised, motorists need to declare previous driving convictions when applying for car insurance.

Mr Nelson further called on drivers to toe the path of honour by not driving at all after drinking alcohol. This, he added, will help protect their insurance premiums.

“If you want a drink, consider taking a taxi or public transport, or having a designated driver if you are out with friends,” added the spokesman.