Car Insurance -
Women are better drivers, insurer suggests - 20/03/2008
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Females pay less for their car insurance simply because they are safer on the road, women-only car insurance firm Sheilas' Wheels has pointed out.
The growth of this kind of specialist provider - which also includes firms such as Diamond - has been largely attributed to the lower premiums they offer their customers.
Insurers' discriminating in this way has been backed up by latest government statistics, which show that 381 women per 100,000 in the UK have been involved in a serious road accident.
Among men, this figure rises to 555 per 100,000.
Sheilas' Wheels spokesperson Niki Bolton commented: "Women are statistically safer drivers; they have very different types of accidents and claims.
"You're more likely to have the closer to home, bumps and scrapes and lower value claims, rather than men who tend to have larger accidents on motorways, more fatalities, more involvement with third parties - that really hikes up the claim costs for men."
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