Car Insurance - Allianz: Database important for catching out uninsured - 28/11/2007

Motor traders must keep their car insurance records up to date, car insurance firm Allianz said today.

Maintaining the Motor Insurance Database (MID) is essential, as its records are run against police forces using CCTV cameras with automatic number plate recognition to catch uninsured drivers.

With 20 per cent of the global total of CCTV, the UK is uniquely well-equipped for the car insurance crackdown, Allianz said.

"The MID is only as accurate as the information it holds and, unwittingly, some dealers are providing new vehicle owners with free insurance and subsequent immunity from police detection by not removing vehicles from the MID as soon as they are sold," the car insurance firm said in a statement.

Figures from the Association of British Insurers (ABI), released earlier this month suggested that 100,000 uninsured vehicles had been seized by police so far in 2007.

This compares favourably with the 78,000 drivers who had not taken out car insurance caught over the whole of 2006.
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