Bike Insurance - Why do the costs of policies vary so much?

 
 
 

Below we have outlined the most common questions asked about bike insurance.
Please click on a question to get the relevant answer.

Do I have to get bike insurance?
What happens if I don’t have bike insurance?
What types of bike insurance are there?
Where can I get bike insurance from?
Why do the costs of policies vary so much?
How do I keep my costs as low as possible?
How does a ‘no claims bonus’ work?
Are my helmet and leathers covered under the policy?
Can I ride my bike abroad on my policy?

Why do the costs of policies vary so much?

The cost of your insurance varies from insurer to insurer and on your personal circumstances. When deciding to set the cost of your insurance, the insurer will take into account your age, gender, location and driving experience along with the cost, the amount of use and type of bike you wish to be insured. 

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Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.