Bike Insurance - What you need if bike touring abroad

 
 
 

Thinking of doing a Ewan McGregor and Charlie Boorman and going on a major bike tour? If you are then make sure you have adequate bike insurance cover.

After the popular documentaries Long Way Round and Long Way Down, featuring Ewan McGregor and Charlie Boorman, sales and interest in touring bikes rose considerably.

Not the most stylish or quickest bikes around but when it comes to long distances touring bikes are definitely the most comfortable.

Manufacturers have designed tourers specifically to take into consideration the demands and rigours of long distance or commuting needs of drivers.

Even though most motorcycles can be equipped and used to tour on, touring bikes generally have larger engines and are specifically designed for the demands of long-distance riding. Typical features include a more comfortable seating position for rider and pillion, hard luggage fitted as standard, increased weather protection via larger fairings with a fixed or adjustable screen and large capacity fuel tanks (for more miles between fill-ups).

In addition, the Motorcycle Industry Association (MCIA) states that to qualify as a tourer, the bike generally should: weigh more than 200kg,  have a wheelbase of between 147 and 155cm and have a more upright rider position

As most travel insurance does not cover bike touring it is important to get insured. Explain to your bike insurer your planned bike trip. Make sure you tell your insurance company of any modifications you have made to your bike.

A comprehensive policy may allow you up to 60 days cover. Remember to take the original documents of your insurance certificate and also your M.O.T certificate as some countries are very strict on seeing original documents. Failure to do so could mean a hefty fine or even your bike impounded! Original vehicle registration papers are a must as it’s EU law.

Check with your current breakdown cover provider before going abroad as it may not cover you whilst you are away.

It’s worth getting a European Health Insurance card, this along with any insurance you have included in your travel or bike insurance will make sure you are OK in the event of an injury or illness. The card is free is lasts either three or five years. You can get one pretty easily either by getting a form at your post office, online or by telephone.

A medical kit is always handy to take with you as are spare light bulbs. In fact spare light bulbs are an EU legal requirement so be warned. How about a Swiss army knife?

 



   
 
     
 
 
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