Below we have outlined the most common questions asked about bike insurance. Please click on a question to get the relevant answer.
Do I have to get bike insurance? What happens if I don’t have bike insurance? What types of bike insurance are there? Where can I get bike insurance from? Why do the costs of policies vary so much? How do I keep my costs as low as possible? How does a ‘no claims bonus’ work? Are my helmet and leathers covered under the policy? Can I ride my bike abroad on my policy?
If you cause an accident without any bike insurance than you could be held responsible for the financial costs of any injuries you cause, any care those injuries require and any damage you cause to other people’s property. These costs are almost disastrously high and impossible to recover from.
Even if you haven’t been in an accident you will be prosecuted by the government for driving without insurance.
Only Insurance Ltd is authorised and regulated by the Financial Services Authority, FSA registration number: 313649. Our registered offices are 1 Kings Avenue, Winchmore Hill, London N21 3NA, company number: 05223009. Telephone 0207 377 1805.