Bike Insurance - Between the Law and Nuisance Bikers

 
 
 

Nuisance bikers are everywhere, causing havoc and breaking the law. They pose danger to other road users and constitute nuisance to the general public. And the police are not relenting in their effort to checkmate their irritation and bring culprits to book.

Often young people, teenagers or young adults sometimes, possibly for want of some serious to do with their time get on the bike and ride at the wrong place, wrong time and even under the wrong conditions.

Whereas nuisance bikers often target playgrounds or fields used by families and other members of the public to relax, they could also be seen loitering around estates, compounds or other private properties without the prior knowledge of the owner or occupier.

In some cases the bikes, which are usually mini-bikes or motors driven by young people, are driven on the pavement without insurance">bike insurance or any permission to do so.

Although the bikers may see their action as a means of catching fun, they also put their lives in danger. In recent times a number of accidents were recorded between such bikers and bigger vehicles, leading to serious injuries or even.

Because they are never insured and parents who buy such means of transport usually do not think there is any requirement to have those insured, there is never the question of insurers accepting liability if things went wrong. The truth is, no insurer would want to accept such responsibility where it is clear that the riders are always embarking on a joy-ride without having any qualms about the consequence. Yet it does not imply that where bikes needed to be insured bike insurers would refuse insuring them.

The question people riding bikes without insurance need to ask themselves is how would it turn out if they were involved in an accident in which they were at fault and someone else’s vehicle was damaged and they were asked to foot the cost? Or if they were injured in the accident how would they feel having no where to fall back on for help?

Nuisance bikers and those who ride without insurance are not helping themselves or the general public. While they wreak havoc disturbing the peace, they make the police waste precious time and resources chasing and trying to keep them within the bounds of the law. In the process other essential areas requiring policing are not given enough attention.

The recent decision by the police to apprehend erring riders and seize the bikes, which eventually were crushed or released after a certain fine was paid will teach people who take the law for a ride a lesson.

Bikes are not meant to be driven on the pavement or playgrounds or fields used by the members of the public. They should be driven on the road and they must have the appropriate permits, including insurance.

Therefore bikers and parents who purchase bikes for their young children need to take the warning from the police seriously and make sure they drive responsibly or encourage responsible driving. This is necessary for the good of all.

   
 
     
 
 
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